Policy Term |
Not Clear |
Effective Date |
The Effective Date will be listed on the Declarations Page of your policy after you apply and are accepted. |
Enrollment Age |
Not Clear |
Cancellation Policy |
Ask for a current copy of their insurance policy so that you may review their cancellation policy. |
Waiting Period |
Not Clear |
Waiting Period for Cruciate Injury |
- |
Coverage When Travel Out of State or
Country? |
You can use any licensed veterinarian, but it is not clear if this includes vets in other countries |
Can the Price of the Policy Increase as my Pet Ages? |
Yes, the policy premium can increase as your
pet ages. The premium may also increase due to inflation or other reasons.
Contact the company for more information on when and by how much your premium may increase. |
Does Coverage Stop Due to Age? |
Not Clear |
What Happens when the Policy Renews? |
Not Clear
|
Can the Price of the Policy Increase
if a Claim is Filed? |
Not Clear |
Choice of Vet? |
You can use any licensed veterinarian, but it is not clear if this includes vets in other countries |
Money Back Guarantee? |
Not Clear
|
Surcharge for Visiting a Specialist or Emergency
Clinic? |
No |
Referral needed to Visit a Specialist? |
No |
Pre-certification Required? |
No |
Additional Requirements |
**See actual policy or call Nationwide for a complete
list of the requirements you are expected to adhere to in order to
maintain coverage. |
Pet Insurance Policy Available for Pre-Purchase
Review? |
Sample policy available online
It is unclear which sample policy pertains to the newer bird and exotic animal plan and what medical and monetary coverage differences there are, if any.
The old benefit schedule plan for birds and exotic pets has been discontinued, but the sample policy is still available online.
|
Species Covered |
Select Birds and Exotic Pets |
Accident/Injury - Baseline Coverage |
Covers diagnostics and lab tests, surgery, treatments, hospitalization, prescription medication.
It is not clear if exams are covered.
|
Illness - Baseline Coverage |
Covers diagnostics and lab tests, surgery, treatments, hospitalization, prescription medication.
It is not clear if exams are covered.
|
Behavioral Therapy Coverage |
Not Clear |
Alternative Therapy Coverage |
Not Clear
|
Pre-existing Conditions Policy |
Pre-existing conditions are not covered.
**See actual policy or call Nationwide for complete a description of their pre-existing
conditions policy for exotic pets. |
Hereditary & Congenital Conditions Coverage |
Website states Hereditary & Congenital conditions are covered
**See actual policy or call Nationwide for complete description of their
Hereditary & Congenital Conditions Policy for birds and exotic pets. |
Continual Coverage for Chronic Conditions
|
Not Clear |
Chronic Conditions Policy |
Not Clear
|
Cancer Coverage |
Not Clear
|
Cancer Coverage Limits |
Not Clear
|
Prescription Drug Coverage |
[INCLUDED] Coverage for prescription drugs
for covered medical conditions is included.
**See actual policy or contact Nationwide for full list of inclusions and exclusions |
Pregnancy Coverage |
Not Clear |
Routine/Wellness Coverage |
Not Clear |
Dental Care (Illness/Accident) |
Not Clear |
Bilateral Conditions Policy |
Not Clear
**Contact the company for a list of medical conditions that are considered bilateral for the purpose of exclusion and for a complete description of their Bilateral Conditions Policy.
|
Coverage - Overview (please
read policy for full coverage details) |
Not Clear |
What's not Covered - Overview
(partial listing, please read policy
for full details) |
Not Clear |